Inland Marine Insurance for Plumbers
Shield your business from unexpectaved financial setbacks with tailored liability coverage.
Protect Your Tools & Equipment On the Move
As a plumber, your tools and equipment are your lifeline—and you don’t always leave them at the shop. Whether you’re traveling to a job site, storing gear in your work truck, or working in different locations, your valuable tools are constantly on the move. That’s where Inland Marine Insurance comes in.
We specialize in Inland Marine Insurance coverage for plumbing contractors, ensuring your equipment is protected—wherever the job takes you.
What Is Inland Marine Insurance?
Inland Marine Insurance is a type of coverage that protects property in transit or stored off-site. Unlike traditional property insurance that only covers items at your business location, inland marine covers tools, materials, and equipment while they’re:
Being transported to and from job sites
Stored in a trailer or van
Temporarily located at a customer’s property
Stored at a third-party location
Why Plumbers Need Inland Marine Insurance
Plumbing tools and machines are not only expensive—they’re also vulnerable to theft, damage, or loss during transport or on job sites. Inland Marine Insurance ensures that your investment is covered in situations where your general liability or property insurance may not apply.
What Does It Cover?
Our Inland Marine Insurance policies for plumbers typically cover:
Hand tools and power tools
Pipe cutters, threading machines, and hydro jetters
Diagnostic equipment
Materials and parts in transit
Job site storage units
Equipment rented or leased
Bonus Coverage Options:
Theft protection from job sites and vehicles
Coverage for accidental damage
Reimbursement for rented tools during repair or replacement
What Does Commercial Auto Insurance for Plumbers Cover?
Plumbing General Liability Insurance helps protect your business from third-party claims involving property damage, bodily injury, and related issues. One of the key advantages of this coverage is that it also includes legal defense costs—like attorney fees—if your business faces a lawsuit over a covered incident.
Workers’ Comp Insurance for Plumbers
Covers medical expenses and lost wages if a plumber is injured while working on campus facilities.
General Liability Insurance
Protects against third-party claims, such as property damage (e.g., water leaks in lecture halls) or bodily injury (e.g., a student slipping on a wet floor).
Commercial Auto Insurance for Plumbers
Required for transporting tools and plumbing materials between campuses or job sites across California.
Professional Liability Insurance for Plumbers
Covers legal fees and claims arising from errors in plumbing design, faulty installations, or delayed repairs.
Commercial Property Insurance for Plumbers
Essential for plumbing contractors storing tools, supplies, or operating from a dedicated office near university campuses.
Cyber Liability Insurance for Plumbers
Protects against data breaches or cyberattacks if you're managing service orders or campus contracts online.
FAQ: What is Covered by General Liability Insurance?
No. General liability typically covers injuries and property damage, not tools or equipment in transit.
It’s usually affordable and customizable. You only pay for the value of the equipment you want to protect.
Inland marine policies can be extended to include rented or leased equipment.
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