Plumbing Subcontractor Insurance
Protect Your Plumbing Subcontracting Business with Comprehensive Coverage
As a plumbing subcontractor, your work is essential to construction and renovation projects—but it also comes with unique risks. Whether you’re installing pipes on new builds or performing repairs on existing systems, unexpected accidents can lead to major financial losses. That’s where Plumbing Subcontractor Insurance comes in.
We specialize in providing tailored insurance solutions for subcontractors in the plumbing industry across California
Why Plumbing Subcontractors Need Insurance
Even if you work under a general contractor, you’re still liable for the work you do. A single mistake, property damage, or injury on-site can lead to costly lawsuits or claims. Insurance protects your finances, reputation, and ability to keep working.
What Does Subcontractor Insurance Cover?
Plumbing General Liability Insurance helps protect your business from third-party claims involving property damage, bodily injury, and related issues. One of the key advantages of this coverage is that it also includes legal defense costs—like attorney fees—if your business faces a lawsuit over a covered incident.
Bodily Injury
Covers claims if someone is hurt as a result of your work or equipment. Example: A person trips over your tools during a plumbing job and gets injured.
Reputational Harm
Offers protection against accusations like libel, slander, or unauthorized use of a client’s images. Example: Featuring a client's home in your marketing materials without their permission could result in legal action.
Medical Payments
Pays for medical costs if someone is injured at your business location. Example: A client slips and falls while visiting your office and requires medical attention
Property Damage
Covers accidental damage to a client’s or third party’s property. Example: A plumber accidentally breaks a customer’s window while carrying equipment inside.
Damage to Rented Premises
Provides coverage for damages to properties you rent, caused by specific incidents. Example: A fire starts in your rented shop due to a faulty gas line connected to your equipment.
Advertising Injury
Protects your business from claims related to advertising mistakes, such as copyright infringement. Example: Using another company’s slogan in your ad without permission results in a legal claim
Benefits of Choosing Us
✔️ Fast Quotes & Hassle-Free Signup
✔️ Flexible Coverage Options for Self-Employed Pros
✔️ Affordable Monthly Premiums
✔️ Claims Support When You Need It
✔️ Industry-Specific Protection
Who Should Get Plumbing Subcontractor Insurance?
Independent plumbing subcontractors
Residential and commercial plumbing subs
Remodelers or renovators with plumbing expertise
Subcontractors working under general contractors
Licensed plumbing freelancers
Frequently Asked Questions
Yes, many general contractors and clients require proof of insurance before you can start work.
It depends on factors like the size of your business, location, and services offered. Get a free quote today!
Yes, we offer project-based or short-term policies as well as annual plans.
