Self-Employed Plumber Insurance
Protect Your Plumbing Business with the Right Coverage
As a self-employed plumber, your work comes with unique risks—leaky pipes, property damage, customer injuries, and more. Without the right insurance, even a small mistake can lead to expensive lawsuits or financial losses. That’s where we come in. We offer tailor-made Self-Employed Plumber Insurance solutions designed specifically for independent professionals like you.
Why Self-Employed Plumbers Need Insurance
When you’re working for yourself, you are the business—and that means you’re responsible for everything from tools to liability. Our plumber insurance policies are designed to protect you from:
Third-party injuries or property damage
Accidents on job sites
Stolen or damaged tools
Legal claims from dissatisfied customers
Business interruption
Whether you’re installing a new water heater or repairing a busted pipe, having the right insurance coverage gives you peace of mind to focus on the job.
What Does Self-Employed Plumber Insurance Cover?
Plumbing General Liability Insurance helps protect your business from third-party claims involving property damage, bodily injury, and related issues. One of the key advantages of this coverage is that it also includes legal defense costs—like attorney fees—if your business faces a lawsuit over a covered incident.
Bodily Injury
Covers claims if someone is hurt as a result of your work or equipment. Example: A person trips over your tools during a plumbing job and gets injured.
Reputational Harm
Offers protection against accusations like libel, slander, or unauthorized use of a client’s images. Example: Featuring a client's home in your marketing materials without their permission could result in legal action.
Medical Payments
Pays for medical costs if someone is injured at your business location. Example: A client slips and falls while visiting your office and requires medical attention
Property Damage
Covers accidental damage to a client’s or third party’s property. Example: A plumber accidentally breaks a customer’s window while carrying equipment inside.
Damage to Rented Premises
Provides coverage for damages to properties you rent, caused by specific incidents. Example: A fire starts in your rented shop due to a faulty gas line connected to your equipment.
Advertising Injury
Protects your business from claims related to advertising mistakes, such as copyright infringement. Example: Using another company’s slogan in your ad without permission results in a legal claim
Benefits of Choosing Us
✔️ Fast Quotes & Hassle-Free Signup
✔️ Flexible Coverage Options for Self-Employed Pros
✔️ Affordable Monthly Premiums
✔️ Claims Support When You Need It
✔️ Industry-Specific Protection
Who Needs This Insurance?
Our policies are ideal for:
Licensed solo plumbers
Freelance and contract plumbers
Part-time plumbing professionals
Handymen offering plumbing services
Frequently Asked Questions
It depends on your state and the type of work you do. However, most clients and job sites require proof of insurance before hiring
Costs vary based on your business size, services offered, and location. We provide competitive rates starting as low as $30/month.
Without insurance, you’re fully responsible for any damages, injuries, or legal claims—which could cost thousands out-of-pocket.
